Curtis Silver of KnowTechie is not sure which way to spin this. He could talk about how millennials are falling behind when it comes to retirement. He could talk about how apps like Acorns are a new way to think about savings and investments. Or we could just go old school and discuss your 401(k), something you probably don’t have but should. Blooom is hoping you do, and like any proper FinTech company, wants to disrupt the F*** out of it.