WiseBread: The summer is coming to an end and it's back-to-school time. If you have ever been a student, you'll know that student life is not easy or cheap. With rising tuition costs, high unemployment, and busy schedules, finding ways to manage your time and budget seems impossible. No need to panic! Last week, we showcased back-to-school savings tips. This week, we have 10 iPhone applications that can help you manage your student life.